A Solution-Oriented Mortgage Company

The ultimate mortgage solution - your only stop

First Time Home Buyer Programs

First-time home buyer programs are designed to offer accessibility Take advantage of your fist time home buyer benefits today.

Get Started With a Few Clicks

Applying for one of our first-time home buyer programs only takes a few minutes.
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Down Payment Assistance

Our down payment assistance home loans cover the cost of your down payment and in some circumstances closing costs as well.

Get Approved

With a minimum 600 credit score. Single Family, Condos, and Townhomes are eligible. You do not have to be a first-time home buyer.
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Cash Out

We will shop for the best cash-out refinance interest program and interest rate possible.

Get Started

Our online application will make it a quick and seamless transaction. Primary or Investment.
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Home Equity Line Of Credit (HELOC)

If you want to access your equity without refinancing your first mortgage, a home equity line of credit is the best option for you.

Tap Into your home equity

A HELOC will allow you to access up to 90% of your equity for an owner-occupied property. We have options for investment properties as well.
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Commercial Property Financing

Buying or Refinancing a commercial property doesn't have to be complicated.

Commercial Financing

We can assist you with commercial financing, whether you are refinancing or purchasing your building.
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Renovation Home Loan

A Renovation home loan is perfect for a home that is not financeable because of condition. Compete with investors with little to no money down.

Make it your dream home

Buy a fixer and make it your own. Finance the cost of repairs, improvements, and even appliances.
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Construction Loan

Build your dream home with our one-time close construction loan. Purchase your land and build on it with one loan.

Let's Build

Whether it be stick build, manufactured, or prefabricated the one-time close construction loan is a great option. You don't need 20% down.
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Reverse Mortgage

Reverse mortgages are wonderful tools for homeowners who have built substantial equity in their homes.

Get A Reverse Mortgage

Check your eligibility today.
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Save Thousands By Working With A Mortgage Broker

For borrowers seeking the most competitive interest rates and lower fees, partnering with a mortgage broker offers unparalleled advantages. We diligently shop around, comparing various interest rate programs tailored to your unique financial situation. This comprehensive search ensures that borrowers access the best possible deal on the market. Unlike going directly to a single lender, who offers a one-size-fits-all rate, a mortgage broker is in a unique position to negotiate on your behalf.

What Our Clients Say

Eddie made the whole process so easy. He answered all my questions, and guided me through everything. I will be working with him again in the very near future. He is knowledgeable, and really takes the time to come up with the best options for your situation.
Eddie exemplifies the essence of a consummate professional! Throughout my home purchasing journey, he provided unwavering support from start to finish, guiding me through every step of the way. His profound knowledge of home-buying requirements made the entire process seamless. As someone unfamiliar with the intricacies of buying a house, I placed my complete trust in Eddie, and he surpassed all expectations. His genuine concern for his clients, along with his constant communication, kept me well informed and drastically reduced the stress of this significant endeavor. Thanks to Eddie, the entire experience was delightful, granting me much-needed peace of mind. Now, we are joyfully settled into our new home and couldn't be happier!
Eddie is the consummate professional! He assisted me from A - Z during my home purchasing process. He is very knowledgeable and understands all the requirements to qualify for a home. He walked me through every step of the way. I was not knowledgeable about what it would take to buy a house. However, I fully trusted Eddie and he delivered! He genuinely cares about his clients, keeps you informed, and reduces the stress of home buying to near zero! He delivered a great experience and peace of mind...we are enjoying our home!!!
Eddie is a calming voice in what was an exciting but stressful time buying a home. He was not only able to help my partner and me but was able to get my partner's parents a phenomenal and super low-rate loan! Eddie is my first choice, my partner's first choice, and his parent's first choice when looking for a home loan.
We just completed a HELOC loan with Eddie Villalobos' company! We highly recommend US Funding Co! This was our first time doing a HELOC and we made the correct choice to work with US Funding Co. Eddie always checked in with us, keeping us informed throughout the process. He never made us feel like he was rushing through a conversation. He answered every question, addressed every concern, explained the whole process clearly and was professional as well as kind. 10/10 experience!

Building Wealth Through Real Estate

If you are a first-time home buyer, experienced real estate investor or simply trying to get your questions answered, US Funding Co is here to help. We believe in offering options and offering the highest level of customer service. 

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