Debt Service Coverage Ratio
Qualify for your investment property with no income documentation. Use a DSCR Loan and qualify with the rental income.
Get Started With a Few Clicks
Close your investment property loan in 20. Days or less.
Apply Now First Time Home Buyers
Our first time home buyer programs and down payment assistance programs cover the cost of your down payment and in some circumstances closing costs as well.
Get Approved
With a minimum 600 credit score. Single Family, Condos, and Townhomes are eligible. You do not have to be a first-time home buyer.
Apply Now Cash Out
We will shop for the best cash-out refinance interest program and interest rate possible.
Get Started
Our online application will make it a quick and seamless transaction. Primary or Investment.
Apply Now Home Equity Line Of Credit (HELOC)
If you want to access your equity without refinancing your first mortgage, a home equity line of credit is the best option for you.
Tap Into your home equity
A HELOC will allow you to access up to 90% of your equity for an owner-occupied property. We have options for investment properties as well.
Apply Now Commercial Property Financing
Buying or Refinancing a commercial property doesn't have to be complicated.
Commercial Financing
We can assist you with commercial financing, whether you are refinancing or purchasing your building.
Apply Now Renovation Home Loan
A Renovation home loan is perfect for a home that is not financeable because of condition. Compete with investors with little to no money down.
Make it your dream home
Buy a fixer and make it your own. Finance the cost of repairs, improvements, and even appliances.
Apply Now Construction Loan
Build your dream home with our one-time close construction loan. Purchase your land and build on it with one loan.
Let's Build
Whether it be stick build, manufactured, or prefabricated the one-time close construction loan is a great option. You don't need 20% down.
Apply Now Reverse Mortgage
Reverse mortgages are wonderful tools for homeowners who have built substantial equity in their homes.
Save Thousands By Working With A Mortgage Broker
For borrowers seeking the most competitive interest rates and lower fees, partnering with a mortgage broker offers unparalleled advantages. We diligently shop around, comparing various interest rate programs tailored to your unique financial situation. This comprehensive search ensures that borrowers access the best possible deal on the market. Unlike going directly to a single lender, who offers a one-size-fits-all rate, a mortgage broker is in a unique position to negotiate on your behalf.
What Our Clients Say
Was a remarkable experience going forward on my loan needs. Everything went very smooth to make what seemed to be an effortless endeavor! Thanks again to US Funding and specifically Eddie with his dependable communication and relatable insight to determine comfortable decision options to fulfill my loan.
11 months ago
I needed to get out of a bridge loan and I received a letter in the mail from US Funding and I was put in contact with Eddie Villalobos and it was an absolute pleasure working with him and also with Elysia. I have to say it’s one of the best financing teams I’ve ever worked with. They know their business and very upfront. Definitely recommend them and I will be coming back when I need another loan.
a year ago
Gracias Eddie, Elysia y Reece! Conoci de sus servicios a traves de una carta que recibi por correo. Necesitaba refinanciar mi propiedad de inversion y cuando hable con ellos supe inmediatamente que eran los indicados para ayudarme con este tramite. Son gente experta, profesional y humana que me ayudaron a cerrar a pesar de que fue una transaccion dificil. Siempre voy a acudir con ellos de ahora en adelante. Super recomendados para la comunidad latina ya que Eddie tambien habla espanol. Gracias!
a year ago
Eddie and the team did an awesome job. When I couldn’t find a DSCR lender who could do a loan under 100k, US Funding CO was able to help! Highly recommend them!
a year ago
Eddie Villalobos is an amazing loan officer that has helped us close many deals. He is extremely knowledgeable of the various programs offered and is very transparent with his clients on what he feels is the most secure and beneficial product that he has to offer. We have never been more satisfied and are truly grateful for Eddie and his team. We will definitely be using him again in the future.
a year ago
Building Wealth Through Real Estate
If you are a first-time home buyer, experienced real estate investor or simply trying to get your questions answered, US Funding Co is here to help. We believe in offering options and offering the highest level of customer service.